What is an Amazon settlement report? An Amazon settlement report (Settlement Report Flat File V2) is a detailed statement Amazon sends every two weeks, summarizing all transactions for that period: product sales, shipping credits, Amazon fees, promotions, refunds, and reimbursements — resulting in the net deposit transferred to your bank account.
Upload your Amazon settlement flat file and instantly see a clear breakdown of your sales, fees, refunds, and reimbursements. Free, no account required.
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Choose FileAccepts .txt and .csv files · Amazon Flat File Settlement Report
Skip the uploads — get every settlement automatically
SellerGuards connects once via Amazon SP-API to pull every settlement automatically. We track inventory buy cost with FIFO, so your P&L is accurate and tax-return ready — plus fee trend analysis, reimbursement recovery, per-order profit, and more.
Settlement Period
Deposit Date
Settlement ID
Currency
Gross Sales
Products + Shipping
Amazon Fees
Referral + FBA + Other
Refunds
Customer returns
Net Deposit
Per Amazon's statement
This was one settlement
SellerGuards connects once via Amazon SP-API and fetches every settlement as soon as Amazon generates it. You also get analysis this tool can't do: fee trends across periods, true profitability with your COGS, and reimbursement monitoring.
No credit card · No CSV downloads ever
In Seller Central, go to Reports → Payments → Settlement Reports and download the Flat File (.txt) for any period.
Drop the file into the uploader. Every transaction is parsed and categorized entirely in your browser — zero data leaves your device.
See gross sales, a full fee breakdown, refunds by type, top SKUs by revenue, and your net deposit — in one clean dashboard.
The settlement report is the only document that reconciles to money actually paid into your bank account. Every other Amazon report is an estimate; this one is the ledger. It is also formatted for machines rather than people, which is why most sellers never open it.
In Seller Central: Reports → Payments → All Statements, then download the flat file for any settlement period. Amazon settles roughly every 14 days, so a year is about 26 reports. The file lists every transaction in the period — orders, refunds, fees, adjustments, reimbursements and transfers.
| Type | What it is |
|---|---|
| Order | A sale, with its referral and fulfillment fees itemised |
| Refund | A return. You lose the sale price, and only part of the fees come back |
| Service Fee | Subscription, storage, advertising, long-term storage surcharges |
| Adjustment | Reimbursements, chargebacks, corrections — the line worth auditing |
| FBA Inventory Fee | Storage, removals, disposals, placement fees |
| Transfer | The payout itself. Not income — it is money moving to your bank |
The most common bookkeeping error in Amazon accounting is treating the transfer amount as revenue. The transfer is net of every fee and refund. Recording it as income understates both your revenue and your expenses, and produces a P&L that cannot be reconciled or defended.
The gap between gross sales and the deposit is the whole point of reading this report. It is made up of:
Reserves are why two consecutive settlements can look wildly different on similar sales. The money is not missing; it is deferred.
A settlement report tells you what Amazon charged. It cannot tell you whether you made money, because it does not know what your inventory cost. Profit requires joining these transactions to your own cost of goods — and if you bought the same SKU at several prices, to the specific purchase lots the units came from.
That is the join this tool cannot do from one uploaded file. SellerGuards connects through Amazon's SP-API, pulls every settlement automatically, and costs each order against real FIFO purchase lots — so the gap between payout and profit is explained rather than estimated.